Create Generational Wealth & Provide Security To Your Loved Ones!

Christopher Gutierrez

As a licensed broker and tech-driven co-owner of Financially Fluent, I specialize in helping families protect what matters most while building tax-free retirement strategies using life insurance and modern financial tools.

With access to 30+ top-rated carriers and cutting-edge CRM and AI systems, I customize every plan to fit your goals — whether it’s legacy protection, cash value growth, or full financial independence.

📲 Book a free consultation and let’s build your future, backed by data, strategy, and a whole lot of heart.

Prefer to call?

(813) 843-0546

Licensed Broker | CTO & Co-Owner of Financially Fluent

Family Protection + Tax-Free Retirement Strategist

NPN

21268114

Create Generational Wealth & Provide Security To Your Loved Ones!

Christopher Gutierrez

Licensed Broker | CTO & Co-Owner of Financially Fluent

Family Protection + Tax-Free Retirement Strategist

NPN

21268114

As a licensed broker and tech-driven co-owner of Financially Fluent, I specialize in helping families protect what matters most while building tax-free retirement strategies using life insurance and modern financial tools.

With access to 30+ top-rated carriers and cutting-edge CRM and AI systems, I customize every plan to fit your goals — whether it’s legacy protection, cash value growth, or full financial independence.

📲 Book a free consultation and let’s build your future, backed by data, strategy, and a whole lot of heart.

Prefer to call?

+1 8138430546

KNOW MORE ABOUT LIFE INSURANCE

Life insurance offers lots of different options to fit your needs and understanding these choices helps you pick the best coverage for your situation and goals.

Term Life

  • Young

  • 18 - 75 Age Range

  • Healthy

  • Cheaper

  • No Cash Value

  • 10, 15, 20, 25, 30 Year

  • Terms

  • $25,000 - $500,000

  • Living Benefits

Whole Life

  • Older

  • 40 - 89 Age Range

  • Unhealthy

  • More Expensive

  • Builds Cash Value

  • No Expiration (Till Age 120)

  • $5,000 - $50,000

  • No Living Benefits

IUL

  • Young

  • 18 - 75 Age Range

  • Healthy

  • Withdraw or Loan*

  • Combines Best Offers of Term Life and Whole Life Plans.

* Loaning is tax free and will continue the compounding interest based off the cash value at the point of loan. Loan devalues face amount, not cash value, to continue rate of compounding interest.

VALUE I PROVIDE TO YOU?

As your health insurance advisor, I am here to guide you through the exciting journey of selecting from a variety of insurance plans, making it easy and stress-free for you to get the right one.

Term Life

Start with adaptable and affordable coverage tailored to fit your life, ensuring peace of mind for you loved ones during life's crucial moments

Whole Life

Secure a lifelong protection with an added bonus: a cash value that grows over time, serving as your insurance and an investment opportunity

Index Universal Life

Enjoy the best of both worlds: insurance and investment in one package that customize your payments and benefits for an ultimate flexibility

Children's Whole Life

Protect your child's future with just $15/month for up to $50,000 coverage that can be done in just 5 minutes.

Final Expense

Get up to $50k in a coverage to handle your funeral expenses, and provide support for your family during their time of need

Mortgage Protection

Safeguard your home and loved ones with a policy that helps cover your mortgage in the event of death, disability, or critical illness.

Fixed Index Annuity

Grow your retirement savings with protection from market downturns and the potential for interest based on a market index—all with guaranteed income options for life.

Watch, Learn, & Empower

Check out our Youtube Channel for the inside scoop about life insurance. Watch our videos that we have curated especially for you, learn as you dive into our resources, and empower your decisions. Drop any questions you may have, as we are help to help

WE'RE PASSIONATE ABOUT HELPING FAMILIES BUILD GENERATIONAL WEALTH

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